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Deposit Rates

Rates Effective August 13, 2008.  Rates Subject To Change Without Notice.

SHARE ACCOUNTS
ACCOUNT TYPE
MINIMUM
APY*
Regular Share Savings
$100.00
0.76%

Share Draft Accounts
No Dividends Paid.
Choice Of:  No Fee Checking
                     Low Monthly Service Charge Checking

-
-
Money Market Account
$2000.00
2.19%
Holiday Club
$100.00
0.76%
Vacation Club
$100.00
0.76%
*APY Is The Annual Percentage Yield.

Rates Effective August 13, 2008.  Rates Subject To Change Without Notice.

TERM SHARE CERTIFICATES
CERTIFICATE TYPE
MINIMUM
APY*
  6 Month
$1000.00
3.20%
12 Month
$1000.00
3.70%
24 Month
$1000.00
3.75%
*APY Is The Annual Percentage Yield.

     
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